@import url('https://fonts.googleapis.com/css2?family=Space+Grotesk:wght@400;500;600;700&family=IBM+Plex+Sans:wght@400;500;600&family=IBM+Plex+Mono:wght@400;500;600&display=swap');

:root{
  --ink:#12181F;
  --ink-2:#1B232C;
  --ink-3:#232D38;
  --paper:#EDE7DA;
  --brass:#B08D57;
  --brass-light:#D4B483;
  --muted:#8A93A0;
  --sage:#7C9082;
  --line:rgba(237,231,218,0.12);
  --line-strong:rgba(237,231,218,0.22);
}

*{box-sizing:border-box; margin:0; padding:0;}
html{scroll-behavior:smooth;}
body{
  background:var(--ink);
  color:var(--paper);
  font-family:'IBM Plex Sans', sans-serif;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}

@media (prefers-reduced-motion: reduce){
  *{animation-duration:0.01ms !important; transition-duration:0.01ms !important;}
}

.wrap{max-width:1120px; margin:0 auto; padding:0 32px;}
@media (max-width:640px){ .wrap{padding:0 20px;} }

h1,h2,h3{font-family:'Space Grotesk', sans-serif; font-weight:600; letter-spacing:-0.01em;}
.eyebrow{
  font-family:'IBM Plex Mono', monospace;
  font-size:12px;
  letter-spacing:0.14em;
  text-transform:uppercase;
  color:var(--brass-light);
}
.mono{font-family:'IBM Plex Mono', monospace;}
a{color:inherit;}

/* ---------- NAV ---------- */
nav{
  position:sticky; top:0; z-index:50;
  background:rgba(18,24,31,0.92);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
nav .wrap{
  display:flex; align-items:center; justify-content:space-between;
  height:76px;
}
.brand{
  display:flex; align-items:center; gap:10px;
  font-family:'Space Grotesk', sans-serif; font-size:18px; font-weight:600;
  text-decoration:none; color:var(--paper);
}
.brand .mark{
  width:30px; height:30px; border:1px solid var(--brass);
  display:flex; align-items:center; justify-content:center;
  font-family:'IBM Plex Mono', monospace; font-size:12px; color:var(--brass-light);
  transform:rotate(45deg); flex-shrink:0;
}
.brand .mark span{transform:rotate(-45deg);}
.navlinks{display:none; gap:32px; font-size:14px; color:var(--muted);}
.navlinks a{text-decoration:none; transition:color .2s; white-space:nowrap;}
.navlinks a:hover, .navlinks a[aria-current="page"]{color:var(--paper);}
@media(min-width:940px){.navlinks{display:flex;}}

.nav-right{display:flex; align-items:center; gap:14px;}
.btn{
  font-family:'IBM Plex Mono', monospace;
  font-size:13px; letter-spacing:0.03em;
  padding:11px 20px;
  border:1px solid var(--brass);
  color:var(--paper);
  background:transparent;
  cursor:pointer;
  text-decoration:none;
  transition:background .2s, color .2s;
  display:inline-block;
}
.btn:hover{background:var(--brass); color:var(--ink);}
.btn-solid{background:var(--brass); color:var(--ink);}
.btn-solid:hover{background:var(--brass-light); border-color:var(--brass-light);}

.navtoggle{
  display:flex; flex-direction:column; justify-content:center; gap:5px;
  width:34px; height:34px; background:none; border:none; cursor:pointer;
}
@media(min-width:940px){.navtoggle{display:none;}}
.navtoggle span{display:block; width:100%; height:1px; background:var(--paper);}

.mobilemenu{
  display:none; flex-direction:column; gap:2px;
  border-top:1px solid var(--line); background:var(--ink-2);
}
.mobilemenu.open{display:flex;}
.mobilemenu a{
  padding:16px 20px; text-decoration:none; color:var(--paper);
  border-bottom:1px solid var(--line); font-size:15px;
}
@media(min-width:940px){.mobilemenu{display:none !important;}}

/* ---------- PAGE HEADER (non-home) ---------- */
.pagehead{padding:64px 0 48px; border-bottom:1px solid var(--line);}
.pagehead h1{font-size:clamp(30px,4.4vw,44px); margin-top:14px; max-width:680px;}
.pagehead p.lead{color:var(--muted); font-size:16px; max-width:560px; margin-top:16px;}
.breadcrumb{font-family:'IBM Plex Mono', monospace; font-size:12px; color:var(--muted); margin-bottom:6px;}
.breadcrumb a{text-decoration:none; color:var(--muted);}
.breadcrumb a:hover{color:var(--brass-light);}

/* ---------- HERO (home) ---------- */
.hero{padding:80px 0 70px; border-bottom:1px solid var(--line);}
.hero-grid{display:grid; grid-template-columns:1fr; gap:56px; align-items:start;}
@media(min-width:940px){.hero-grid{grid-template-columns:1.05fr 0.95fr;}}
.hero h1{
  font-size:clamp(34px,5vw,54px);
  line-height:1.06;
  margin:18px 0 22px;
}
.hero h1 em{font-style:italic; color:var(--brass-light);}
.hero p.lead{
  font-size:17px; color:var(--muted); max-width:480px; margin-bottom:32px;
}
.hero-ctas{display:flex; gap:14px; flex-wrap:wrap;}

/* term sheet card */
.term-card{
  background:var(--ink-2);
  border:1px solid var(--line-strong);
  position:relative;
  padding:28px 26px 24px;
}
.term-card::before{
  content:"INDICATIVE";
  position:absolute; top:22px; right:22px;
  font-family:'IBM Plex Mono', monospace;
  font-size:10px; letter-spacing:0.16em;
  color:var(--brass); border:1px solid var(--brass);
  padding:4px 8px; transform:rotate(6deg);
  opacity:0.85;
}
.term-card h3{
  font-size:13px; font-family:'IBM Plex Mono', monospace;
  text-transform:uppercase; letter-spacing:0.1em;
  color:var(--muted); font-weight:500; margin-bottom:22px;
}
.slider-row{margin-bottom:22px;}
.slider-row label{
  display:flex; justify-content:space-between; align-items:baseline;
  font-size:13px; color:var(--muted); margin-bottom:8px;
}
.slider-row .val{font-family:'IBM Plex Mono', monospace; color:var(--paper); font-size:15px;}
input[type=range]{
  -webkit-appearance:none; width:100%; height:2px; background:var(--line-strong); outline:none;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none; width:14px; height:14px; border-radius:50%;
  background:var(--brass); cursor:pointer; border:2px solid var(--ink-2);
}
input[type=range]::-moz-range-thumb{
  width:14px; height:14px; border-radius:50%; background:var(--brass); cursor:pointer; border:2px solid var(--ink-2);
}
.term-divider{border-top:1px dashed var(--line-strong); margin:20px 0;}
.term-out{display:grid; grid-template-columns:1fr 1fr; gap:16px;}
.term-out div{border-left:2px solid var(--brass); padding-left:12px;}
.term-out .k{font-size:11px; color:var(--muted); text-transform:uppercase; letter-spacing:0.08em; margin-bottom:4px;}
.term-out .v{font-family:'IBM Plex Mono', monospace; font-size:20px; color:var(--paper);}
.term-note{font-size:11.5px; color:var(--muted); margin-top:20px; line-height:1.5;}

/* ---------- TRUST BAR ---------- */
.trustbar{padding:34px 0; border-bottom:1px solid var(--line);}
.trustbar .wrap{display:flex; flex-wrap:wrap; gap:16px 20px; align-items:center; justify-content:center;}
.pill{
  font-family:'Space Grotesk'; font-weight:600; font-size:16px; color:var(--paper);
  padding:12px 22px; border:1.5px solid var(--brass); border-radius:6px; background:var(--ink-2);
  letter-spacing:0.01em;
}

/* ---------- SECTION SHARED ---------- */
section{padding:88px 0;}
section.tight{padding:64px 0;}
.section-head{max-width:600px; margin-bottom:52px;}
.section-head h2{font-size:clamp(26px,3.4vw,36px); margin-top:12px;}
.section-head p{color:var(--muted); margin-top:14px; font-size:15.5px;}

/* ---------- HOW IT WORKS ---------- */
.timeline{
  display:grid; grid-template-columns:1fr; gap:0;
  border-top:1px solid var(--line);
}
@media(min-width:800px){.timeline{grid-template-columns:repeat(4,1fr);}}
.tstep{
  padding:26px 22px 26px 0;
  border-bottom:1px solid var(--line);
}
@media(min-width:800px){
  .tstep{border-right:1px solid var(--line); border-bottom:none; padding:0 24px;}
  .tstep:first-child{padding-left:0;}
  .tstep:last-child{border-right:none;}
}
.tstep .num{font-family:'IBM Plex Mono', monospace; color:var(--brass); font-size:13px; margin-bottom:14px;}
.tstep h4{font-family:'Space Grotesk', sans-serif; font-size:19px; font-weight:600; margin-bottom:8px;}
.tstep p{color:var(--muted); font-size:14px;}

.tstep-detail{
  border-top:1px solid var(--line); padding:36px 0; display:grid; grid-template-columns:1fr; gap:20px;
}
@media(min-width:760px){.tstep-detail{grid-template-columns:120px 1fr;}}
.tstep-detail .num{font-family:'IBM Plex Mono', monospace; color:var(--brass); font-size:15px;}
.tstep-detail h3{font-size:22px; margin-bottom:10px;}
.tstep-detail p{color:var(--muted); font-size:15px; max-width:640px;}

/* ---------- PRODUCTS ---------- */
.products{display:grid; grid-template-columns:1fr; gap:1px; background:var(--line);}
@media(min-width:800px){.products{grid-template-columns:repeat(3,1fr);}}
.pcard{background:var(--ink); padding:34px 28px; text-decoration:none; color:var(--paper); display:block; transition:background .2s;}
.pcard:hover{background:var(--ink-2);}
.pcard .icon{width:34px; height:34px; margin-bottom:22px;}
.pcard h3{font-size:20px; margin-bottom:10px;}
.pcard p{color:var(--muted); font-size:14px; margin-bottom:18px;}
.pcard .range{
  font-family:'IBM Plex Mono', monospace; font-size:12px; color:var(--sage);
  border-top:1px solid var(--line); padding-top:14px;
}
.pcard .more{font-family:'IBM Plex Mono', monospace; font-size:12px; color:var(--brass-light); margin-top:14px;}

/* product detail blocks */
.product-block{border-top:1px solid var(--line); padding:60px 0;}
.product-block:first-of-type{border-top:none;}
.product-block-grid{display:grid; grid-template-columns:1fr; gap:40px;}
@media(min-width:900px){.product-block-grid{grid-template-columns:1.3fr 1fr;}}
.product-block h2{font-size:clamp(24px,3vw,32px); margin:10px 0 16px;}
.product-block p{color:var(--muted); font-size:15px; margin-bottom:14px;}
.factbox{background:var(--ink-2); border:1px solid var(--line-strong); padding:26px;}
.factbox .k{font-size:11px; text-transform:uppercase; letter-spacing:0.08em; color:var(--muted); font-family:'IBM Plex Mono', monospace;}
.factbox .v{font-family:'IBM Plex Mono', monospace; font-size:16px; color:var(--paper); margin-bottom:16px;}
.checklist{list-style:none; margin-top:18px;}
.checklist li{
  padding-left:22px; position:relative; margin-bottom:10px; color:var(--muted); font-size:14.5px;
}
.checklist li::before{
  content:"—"; position:absolute; left:0; color:var(--brass);
}

/* ---------- PARTNERS ---------- */
.partners{
  background:var(--ink-2); border:1px solid var(--line-strong);
  padding:52px 44px; display:grid; grid-template-columns:1fr; gap:30px;
}
@media(min-width:860px){.partners{grid-template-columns:1.2fr 0.8fr; align-items:center; padding:56px 60px;}}
.partners h2{font-size:clamp(24px,3vw,32px); margin-bottom:16px;}
.partners p{color:var(--muted); font-size:15px; margin-bottom:10px;}

.benefit-grid{display:grid; grid-template-columns:1fr; gap:1px; background:var(--line); margin-top:10px;}
@media(min-width:760px){.benefit-grid{grid-template-columns:repeat(3,1fr);}}
.benefit{background:var(--ink); padding:28px 24px;}
.benefit h4{font-size:17px; margin-bottom:8px;}
.benefit p{color:var(--muted); font-size:14px;}

/* ---------- ABOUT ---------- */
.value-grid{display:grid; grid-template-columns:1fr; gap:1px; background:var(--line);}
@media(min-width:760px){.value-grid{grid-template-columns:repeat(3,1fr);}}
.value{background:var(--ink); padding:30px 26px;}
.value .num{font-family:'IBM Plex Mono', monospace; color:var(--brass); font-size:13px; margin-bottom:12px;}
.value h4{font-size:18px; margin-bottom:8px;}
.value p{color:var(--muted); font-size:14px;}

.stat-row{display:grid; grid-template-columns:repeat(2,1fr); gap:28px; margin-top:40px;}
@media(min-width:700px){.stat-row{grid-template-columns:repeat(4,1fr);}}
.stat .v{font-family:'IBM Plex Mono', monospace; font-size:26px; color:var(--brass-light);}
.stat .k{font-size:12px; color:var(--muted); margin-top:6px;}

.why-grid{display:grid; grid-template-columns:1fr; gap:1px; background:var(--line); border:1px solid var(--line); margin-top:40px;}
@media(min-width:700px){.why-grid{grid-template-columns:repeat(4,1fr);}}
.whycard{background:var(--ink); padding:30px 26px;}
.whycard .num{font-family:'IBM Plex Mono', monospace; font-size:11px; letter-spacing:0.08em; color:var(--brass-light); margin-bottom:16px;}
.whycard h4{font-size:16px; margin-bottom:10px;}
.whycard p{color:var(--muted); font-size:13.5px; line-height:1.55;}

/* ---------- FAQ ---------- */
.faq{border-top:1px solid var(--line);}
.faq-item{border-bottom:1px solid var(--line);}
.faq-item summary{
  padding:22px 0; cursor:pointer; list-style:none; display:flex; justify-content:space-between;
  align-items:center; font-family:'Space Grotesk', sans-serif; font-size:17px; font-weight:500;
}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary::after{content:"+"; color:var(--brass); font-family:'IBM Plex Mono', monospace; font-size:20px;}
.faq-item[open] summary::after{content:"–";}
.faq-item p{color:var(--muted); font-size:14.5px; padding-bottom:22px; max-width:640px;}

/* ---------- ENQUIRY / CONTACT ---------- */
.contact-grid{display:grid; grid-template-columns:1fr; gap:56px;}
@media(min-width:900px){.contact-grid{grid-template-columns:1fr 1.1fr;}}
.contact-info .item{border-top:1px solid var(--line); padding:20px 0;}
.contact-info .item:first-child{border-top:none;}
.contact-info .k{font-family:'IBM Plex Mono', monospace; font-size:11px; text-transform:uppercase; letter-spacing:0.08em; color:var(--muted);}
.contact-info .v{font-size:15px; margin-top:6px;}

.form-grid{display:grid; grid-template-columns:1fr; gap:22px;}
@media(min-width:700px){.form-grid{grid-template-columns:1fr 1fr;}}
.field{display:flex; flex-direction:column; gap:8px;}
.field.full{grid-column:1/-1;}
.field label{font-size:12px; color:var(--muted); text-transform:uppercase; letter-spacing:0.06em; font-family:'IBM Plex Mono', monospace;}
.field input, .field select, .field textarea{
  background:transparent; border:none; border-bottom:1px solid var(--line-strong);
  color:var(--paper); font-family:'IBM Plex Sans', sans-serif; font-size:15px;
  padding:10px 2px; outline:none; transition:border-color .2s;
}
.field input:focus, .field select:focus, .field textarea:focus{border-color:var(--brass);}
.field select option{background:var(--ink-2);}
.field.hp{position:absolute; left:-9999px; width:1px; height:1px; overflow:hidden;}
.form-foot{margin-top:34px; display:flex; align-items:center; gap:18px; flex-wrap:wrap;}
.form-msg{font-size:13px; color:var(--sage); font-family:'IBM Plex Mono', monospace;}
.form-msg.err{color:#C97A6D;}

/* ---------- LEGAL PAGES ---------- */
.legal{max-width:760px;}
.legal h2{font-size:20px; margin:36px 0 12px;}
.legal h2:first-child{margin-top:0;}
.legal p, .legal li{color:var(--muted); font-size:15px; margin-bottom:12px;}
.legal ul{padding-left:20px;}
.legal .updated{font-family:'IBM Plex Mono', monospace; font-size:12px; color:var(--muted); margin-bottom:30px;}

/* ---------- CTA BAND ---------- */
.ctaband{
  border-top:1px solid var(--line); border-bottom:1px solid var(--line);
  padding:64px 0; text-align:center;
}
.ctaband h2{font-size:clamp(24px,3.4vw,34px); margin-bottom:20px;}
.ctaband .btns{display:flex; gap:14px; justify-content:center; flex-wrap:wrap;}

/* ---------- FOOTER ---------- */
footer{border-top:1px solid var(--line); padding:48px 0 40px;}
.foot-grid{display:grid; grid-template-columns:1fr; gap:28px;}
@media(min-width:800px){.foot-grid{grid-template-columns:1.3fr 1fr 1fr;}}
footer h5{font-family:'IBM Plex Mono', monospace; font-size:12px; text-transform:uppercase; letter-spacing:0.08em; color:var(--muted); margin-bottom:14px;}
footer .disclaimer{font-size:12px; color:var(--muted); line-height:1.7; max-width:520px;}
footer .contact-line{font-size:14px; margin-bottom:8px;}
footer a{text-decoration:none;}
footer .foot-nav a{display:block; font-size:14px; color:var(--muted); margin-bottom:10px; transition:color .2s;}
footer .foot-nav a:hover{color:var(--paper);}
.foot-bottom{
  border-top:1px solid var(--line); margin-top:40px; padding-top:22px;
  display:flex; justify-content:space-between; flex-wrap:wrap; gap:10px;
  font-size:12px; color:var(--muted); font-family:'IBM Plex Mono', monospace;
}
.foot-bottom a{text-decoration:none; color:var(--muted);}
.foot-bottom a:hover{color:var(--brass-light);}

::selection{background:var(--brass); color:var(--ink);}
:focus-visible{outline:2px solid var(--brass-light); outline-offset:2px;}